LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,165
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,383
−HK$1,238/mo
Today · 4.125%
HK$41,621
baseline
▲ 0.50% · 4.625%
HK$44,153
+HK$2,532/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,242/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,570
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,739
−HK$1,185/mo
Today · 4.125%
HK$45,924
baseline
▲ 0.50% · 4.625%
HK$48,345
+HK$2,421/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,848/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,998
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,459
−HK$1,486/mo
Today · 4.125%
HK$49,945
baseline
▲ 0.50% · 4.625%
HK$52,984
+HK$3,039/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,890/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$644,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,284
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,687
−HK$1,422/mo
Today · 4.125%
HK$55,109
baseline
▲ 0.50% · 4.625%
HK$58,014
+HK$2,905/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,218/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$644,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,831
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,536
−HK$1,733/mo
Today · 4.125%
HK$58,269
baseline
▲ 0.50% · 4.625%
HK$61,814
+HK$3,545/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,538/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,998
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,634
−HK$1,660/mo
Today · 4.125%
HK$64,294
baseline
▲ 0.50% · 4.625%
HK$67,683
+HK$3,389/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,588/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,496
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$72,689
−HK$2,228/mo
Today · 4.125%
HK$74,917
baseline
▲ 0.50% · 4.625%
HK$79,476
+HK$4,559/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,834/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,427
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$80,530
−HK$2,134/mo
Today · 4.125%
HK$82,664
baseline
▲ 0.50% · 4.625%
HK$87,021
+HK$4,357/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,328/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,084 · Scale 2, in force from 26 Feb 2026)