LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,165
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,384
−HK$1,237/mo
Today · 4.125%
HK$41,621
baseline
▲ 0.50% · 4.625%
HK$44,154
+HK$2,533/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,242/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,571
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,740
−HK$1,185/mo
Today · 4.125%
HK$45,925
baseline
▲ 0.50% · 4.625%
HK$48,346
+HK$2,421/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,850/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,998
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,460
−HK$1,486/mo
Today · 4.125%
HK$49,946
baseline
▲ 0.50% · 4.625%
HK$52,985
+HK$3,039/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,892/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$644,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,285
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,687
−HK$1,423/mo
Today · 4.125%
HK$55,110
baseline
▲ 0.50% · 4.625%
HK$58,015
+HK$2,905/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,220/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$644,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,831
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,537
−HK$1,733/mo
Today · 4.125%
HK$58,270
baseline
▲ 0.50% · 4.625%
HK$61,815
+HK$3,545/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,540/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,999
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,635
−HK$1,660/mo
Today · 4.125%
HK$64,295
baseline
▲ 0.50% · 4.625%
HK$67,684
+HK$3,389/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,590/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,497
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$72,690
−HK$2,228/mo
Today · 4.125%
HK$74,918
baseline
▲ 0.50% · 4.625%
HK$79,477
+HK$4,559/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,836/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,428
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$80,531
−HK$2,134/mo
Today · 4.125%
HK$82,665
baseline
▲ 0.50% · 4.625%
HK$87,022
+HK$4,357/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,330/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,094 · Scale 2, in force from 26 Feb 2026)