LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,170
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,388
−HK$1,238/mo
Today · 4.125%
HK$41,626
baseline
▲ 0.50% · 4.625%
HK$44,159
+HK$2,533/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,252/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,576
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,745
−HK$1,185/mo
Today · 4.125%
HK$45,930
baseline
▲ 0.50% · 4.625%
HK$48,351
+HK$2,421/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,860/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,004
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,466
−HK$1,485/mo
Today · 4.125%
HK$49,951
baseline
▲ 0.50% · 4.625%
HK$52,991
+HK$3,040/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,902/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,291
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,694
−HK$1,422/mo
Today · 4.125%
HK$55,116
baseline
▲ 0.50% · 4.625%
HK$58,021
+HK$2,905/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,232/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,838
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,543
−HK$1,733/mo
Today · 4.125%
HK$58,276
baseline
▲ 0.50% · 4.625%
HK$61,822
+HK$3,546/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,552/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,006
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,642
−HK$1,660/mo
Today · 4.125%
HK$64,302
baseline
▲ 0.50% · 4.625%
HK$67,692
+HK$3,390/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,604/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,506
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$72,699
−HK$2,228/mo
Today · 4.125%
HK$74,927
baseline
▲ 0.50% · 4.625%
HK$79,486
+HK$4,559/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,854/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,437
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$80,540
−HK$2,134/mo
Today · 4.125%
HK$82,674
baseline
▲ 0.50% · 4.625%
HK$87,032
+HK$4,358/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,348/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,167 · Scale 2, in force from 26 Feb 2026)