LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,172
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,390
−HK$1,238/mo
Today · 4.125%
HK$41,628
baseline
▲ 0.50% · 4.625%
HK$44,161
+HK$2,533/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,256/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,578
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,747
−HK$1,186/mo
Today · 4.125%
HK$45,933
baseline
▲ 0.50% · 4.625%
HK$48,354
+HK$2,421/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,866/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,006
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,468
−HK$1,486/mo
Today · 4.125%
HK$49,954
baseline
▲ 0.50% · 4.625%
HK$52,994
+HK$3,040/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,908/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,294
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,697
−HK$1,422/mo
Today · 4.125%
HK$55,119
baseline
▲ 0.50% · 4.625%
HK$58,025
+HK$2,906/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,238/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,841
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,547
−HK$1,733/mo
Today · 4.125%
HK$58,280
baseline
▲ 0.50% · 4.625%
HK$61,826
+HK$3,546/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$116,560/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,010
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,646
−HK$1,660/mo
Today · 4.125%
HK$64,306
baseline
▲ 0.50% · 4.625%
HK$67,696
+HK$3,390/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$128,612/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,509
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$72,703
−HK$2,228/mo
Today · 4.125%
HK$74,931
baseline
▲ 0.50% · 4.625%
HK$79,490
+HK$4,559/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,862/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,441
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$80,545
−HK$2,134/mo
Today · 4.125%
HK$82,679
baseline
▲ 0.50% · 4.625%
HK$87,037
+HK$4,358/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,358/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,203 · Scale 2, in force from 26 Feb 2026)