LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,174
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,392
−HK$1,238/mo
Today · 4.125%
HK$41,630
baseline
▲ 0.50% · 4.625%
HK$44,163
+HK$2,533/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,260/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,580
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,749
−HK$1,186/mo
Today · 4.125%
HK$45,935
baseline
▲ 0.50% · 4.625%
HK$48,356
+HK$2,421/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,870/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,008
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,471
−HK$1,485/mo
Today · 4.125%
HK$49,956
baseline
▲ 0.50% · 4.625%
HK$52,996
+HK$3,040/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,912/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,296
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,699
−HK$1,423/mo
Today · 4.125%
HK$55,122
baseline
▲ 0.50% · 4.625%
HK$58,027
+HK$2,905/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,244/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,843
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,549
−HK$1,733/mo
Today · 4.125%
HK$58,282
baseline
▲ 0.50% · 4.625%
HK$61,829
+HK$3,547/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$116,564/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,012
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,649
−HK$1,660/mo
Today · 4.125%
HK$64,309
baseline
▲ 0.50% · 4.625%
HK$67,698
+HK$3,389/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$128,618/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,513
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$72,706
−HK$2,228/mo
Today · 4.125%
HK$74,934
baseline
▲ 0.50% · 4.625%
HK$79,494
+HK$4,560/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,868/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,444
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$80,548
−HK$2,135/mo
Today · 4.125%
HK$82,683
baseline
▲ 0.50% · 4.625%
HK$87,041
+HK$4,358/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,366/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,231 · Scale 2, in force from 26 Feb 2026)