LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,174
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,392
−HK$1,239/mo
Today · 4.125%
HK$41,631
baseline
▲ 0.50% · 4.625%
HK$44,164
+HK$2,533/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,262/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,581
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,749
−HK$1,186/mo
Today · 4.125%
HK$45,935
baseline
▲ 0.50% · 4.625%
HK$48,356
+HK$2,421/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,870/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,009
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,471
−HK$1,486/mo
Today · 4.125%
HK$49,957
baseline
▲ 0.50% · 4.625%
HK$52,996
+HK$3,039/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,914/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,297
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,699
−HK$1,423/mo
Today · 4.125%
HK$55,122
baseline
▲ 0.50% · 4.625%
HK$58,028
+HK$2,906/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,244/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,844
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,549
−HK$1,734/mo
Today · 4.125%
HK$58,283
baseline
▲ 0.50% · 4.625%
HK$61,829
+HK$3,546/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$116,566/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,013
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,649
−HK$1,660/mo
Today · 4.125%
HK$64,309
baseline
▲ 0.50% · 4.625%
HK$67,699
+HK$3,390/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$128,618/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,513
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$72,706
−HK$2,229/mo
Today · 4.125%
HK$74,935
baseline
▲ 0.50% · 4.625%
HK$79,495
+HK$4,560/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,870/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,445
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$80,549
−HK$2,134/mo
Today · 4.125%
HK$82,683
baseline
▲ 0.50% · 4.625%
HK$87,042
+HK$4,359/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,366/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,236 · Scale 2, in force from 26 Feb 2026)