LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,175
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,393
−HK$1,238/mo
Today · 4.125%
HK$41,631
baseline
▲ 0.50% · 4.625%
HK$44,164
+HK$2,533/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,262/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,581
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,750
−HK$1,186/mo
Today · 4.125%
HK$45,936
baseline
▲ 0.50% · 4.625%
HK$48,357
+HK$2,421/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,872/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,010
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,472
−HK$1,485/mo
Today · 4.125%
HK$49,957
baseline
▲ 0.50% · 4.625%
HK$52,997
+HK$3,040/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,914/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,298
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,700
−HK$1,423/mo
Today · 4.125%
HK$55,123
baseline
▲ 0.50% · 4.625%
HK$58,029
+HK$2,906/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,246/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,844
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,550
−HK$1,734/mo
Today · 4.125%
HK$58,284
baseline
▲ 0.50% · 4.625%
HK$61,830
+HK$3,546/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$116,568/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,014
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,650
−HK$1,660/mo
Today · 4.125%
HK$64,310
baseline
▲ 0.50% · 4.625%
HK$67,700
+HK$3,390/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$128,620/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,514
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$72,708
−HK$2,228/mo
Today · 4.125%
HK$74,936
baseline
▲ 0.50% · 4.625%
HK$79,496
+HK$4,560/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,872/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,447
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$80,550
−HK$2,135/mo
Today · 4.125%
HK$82,685
baseline
▲ 0.50% · 4.625%
HK$87,043
+HK$4,358/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,370/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,248 · Scale 2, in force from 26 Feb 2026)