LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,176
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,394
−HK$1,238/mo
Today · 4.125%
HK$41,632
baseline
▲ 0.50% · 4.625%
HK$44,166
+HK$2,534/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,264/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,583
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,751
−HK$1,186/mo
Today · 4.125%
HK$45,937
baseline
▲ 0.50% · 4.625%
HK$48,359
+HK$2,422/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,874/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,011
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,473
−HK$1,486/mo
Today · 4.125%
HK$49,959
baseline
▲ 0.50% · 4.625%
HK$52,999
+HK$3,040/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,918/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,299
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,702
−HK$1,423/mo
Today · 4.125%
HK$55,125
baseline
▲ 0.50% · 4.625%
HK$58,030
+HK$2,905/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,250/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,846
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,552
−HK$1,733/mo
Today · 4.125%
HK$58,285
baseline
▲ 0.50% · 4.625%
HK$61,832
+HK$3,547/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$116,570/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,016
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,652
−HK$1,660/mo
Today · 4.125%
HK$64,312
baseline
▲ 0.50% · 4.625%
HK$67,702
+HK$3,390/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$128,624/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,516
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$72,710
−HK$2,228/mo
Today · 4.125%
HK$74,938
baseline
▲ 0.50% · 4.625%
HK$79,498
+HK$4,560/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,876/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,449
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$80,553
−HK$2,134/mo
Today · 4.125%
HK$82,687
baseline
▲ 0.50% · 4.625%
HK$87,046
+HK$4,359/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,374/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,265 · Scale 2, in force from 26 Feb 2026)