LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,179
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,398
−HK$1,238/mo
Today · 4.125%
HK$41,636
baseline
▲ 0.50% · 4.625%
HK$44,170
+HK$2,534/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,272/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,587
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,756
−HK$1,186/mo
Today · 4.125%
HK$45,942
baseline
▲ 0.50% · 4.625%
HK$48,363
+HK$2,421/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,884/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,015
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,478
−HK$1,486/mo
Today · 4.125%
HK$49,964
baseline
▲ 0.50% · 4.625%
HK$53,004
+HK$3,040/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,928/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,304
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,707
−HK$1,423/mo
Today · 4.125%
HK$55,130
baseline
▲ 0.50% · 4.625%
HK$58,036
+HK$2,906/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,260/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,851
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,557
−HK$1,734/mo
Today · 4.125%
HK$58,291
baseline
▲ 0.50% · 4.625%
HK$61,838
+HK$3,547/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$116,582/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,021
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,658
−HK$1,660/mo
Today · 4.125%
HK$64,318
baseline
▲ 0.50% · 4.625%
HK$67,708
+HK$3,390/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$128,636/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,523
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$72,717
−HK$2,228/mo
Today · 4.125%
HK$74,945
baseline
▲ 0.50% · 4.625%
HK$79,506
+HK$4,561/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,890/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,456
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$80,560
−HK$2,135/mo
Today · 4.125%
HK$82,695
baseline
▲ 0.50% · 4.625%
HK$87,054
+HK$4,359/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,390/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,326 · Scale 2, in force from 26 Feb 2026)