LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,181
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,400
−HK$1,238/mo
Today · 4.125%
HK$41,638
baseline
▲ 0.50% · 4.625%
HK$44,171
+HK$2,533/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,276/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,588
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,757
−HK$1,186/mo
Today · 4.125%
HK$45,943
baseline
▲ 0.50% · 4.625%
HK$48,365
+HK$2,422/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,886/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,017
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,479
−HK$1,486/mo
Today · 4.125%
HK$49,965
baseline
▲ 0.50% · 4.625%
HK$53,006
+HK$3,041/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,930/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,306
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,709
−HK$1,423/mo
Today · 4.125%
HK$55,132
baseline
▲ 0.50% · 4.625%
HK$58,038
+HK$2,906/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,264/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,853
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,559
−HK$1,734/mo
Today · 4.125%
HK$58,293
baseline
▲ 0.50% · 4.625%
HK$61,840
+HK$3,547/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$116,586/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,024
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,660
−HK$1,660/mo
Today · 4.125%
HK$64,320
baseline
▲ 0.50% · 4.625%
HK$67,711
+HK$3,391/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$128,640/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,525
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$72,719
−HK$2,229/mo
Today · 4.125%
HK$74,948
baseline
▲ 0.50% · 4.625%
HK$79,508
+HK$4,560/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,896/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,459
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$80,563
−HK$2,135/mo
Today · 4.125%
HK$82,698
baseline
▲ 0.50% · 4.625%
HK$87,057
+HK$4,359/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,396/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,349 · Scale 2, in force from 26 Feb 2026)