LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,181
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,400
−HK$1,238/mo
Today · 4.125%
HK$41,638
baseline
▲ 0.50% · 4.625%
HK$44,172
+HK$2,534/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,276/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,589
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,758
−HK$1,186/mo
Today · 4.125%
HK$45,944
baseline
▲ 0.50% · 4.625%
HK$48,365
+HK$2,421/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,888/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,017
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,480
−HK$1,486/mo
Today · 4.125%
HK$49,966
baseline
▲ 0.50% · 4.625%
HK$53,006
+HK$3,040/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,932/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,306
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,709
−HK$1,423/mo
Today · 4.125%
HK$55,132
baseline
▲ 0.50% · 4.625%
HK$58,038
+HK$2,906/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,264/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,854
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,560
−HK$1,733/mo
Today · 4.125%
HK$58,293
baseline
▲ 0.50% · 4.625%
HK$61,840
+HK$3,547/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$116,586/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,024
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,661
−HK$1,660/mo
Today · 4.125%
HK$64,321
baseline
▲ 0.50% · 4.625%
HK$67,711
+HK$3,390/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$128,642/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,526
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$72,720
−HK$2,229/mo
Today · 4.125%
HK$74,949
baseline
▲ 0.50% · 4.625%
HK$79,509
+HK$4,560/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,898/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,459
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$80,564
−HK$2,134/mo
Today · 4.125%
HK$82,698
baseline
▲ 0.50% · 4.625%
HK$87,058
+HK$4,360/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,396/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,354 · Scale 2, in force from 26 Feb 2026)