LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,182
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,401
−HK$1,238/mo
Today · 4.125%
HK$41,639
baseline
▲ 0.50% · 4.625%
HK$44,173
+HK$2,534/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,278/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,590
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,759
−HK$1,186/mo
Today · 4.125%
HK$45,945
baseline
▲ 0.50% · 4.625%
HK$48,367
+HK$2,422/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,890/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,019
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,481
−HK$1,486/mo
Today · 4.125%
HK$49,967
baseline
▲ 0.50% · 4.625%
HK$53,008
+HK$3,041/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,934/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,308
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,711
−HK$1,423/mo
Today · 4.125%
HK$55,134
baseline
▲ 0.50% · 4.625%
HK$58,040
+HK$2,906/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,268/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,855
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,561
−HK$1,734/mo
Today · 4.125%
HK$58,295
baseline
▲ 0.50% · 4.625%
HK$61,842
+HK$3,547/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$116,590/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,026
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,662
−HK$1,661/mo
Today · 4.125%
HK$64,323
baseline
▲ 0.50% · 4.625%
HK$67,713
+HK$3,390/mo
Deposit HK$5.15M · loan HK$12.03M · min. income ≈ HK$128,646/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,528
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$72,722
−HK$2,229/mo
Today · 4.125%
HK$74,951
baseline
▲ 0.50% · 4.625%
HK$79,511
+HK$4,560/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,902/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,462
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$80,566
−HK$2,135/mo
Today · 4.125%
HK$82,701
baseline
▲ 0.50% · 4.625%
HK$87,060
+HK$4,359/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,402/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,372 · Scale 2, in force from 26 Feb 2026)