LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,183
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,401
−HK$1,239/mo
Today · 4.125%
HK$41,640
baseline
▲ 0.50% · 4.625%
HK$44,173
+HK$2,533/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,280/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,590
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,759
−HK$1,186/mo
Today · 4.125%
HK$45,945
baseline
▲ 0.50% · 4.625%
HK$48,367
+HK$2,422/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,890/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,019
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,482
−HK$1,486/mo
Today · 4.125%
HK$49,968
baseline
▲ 0.50% · 4.625%
HK$53,008
+HK$3,040/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,936/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,308
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,711
−HK$1,423/mo
Today · 4.125%
HK$55,134
baseline
▲ 0.50% · 4.625%
HK$58,040
+HK$2,906/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,268/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,856
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,562
−HK$1,733/mo
Today · 4.125%
HK$58,295
baseline
▲ 0.50% · 4.625%
HK$61,843
+HK$3,548/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,590/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,026
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,663
−HK$1,660/mo
Today · 4.125%
HK$64,323
baseline
▲ 0.50% · 4.625%
HK$67,714
+HK$3,391/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$128,646/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,529
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$72,722
−HK$2,229/mo
Today · 4.125%
HK$74,951
baseline
▲ 0.50% · 4.625%
HK$79,512
+HK$4,561/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,902/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,462
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$80,567
−HK$2,134/mo
Today · 4.125%
HK$82,701
baseline
▲ 0.50% · 4.625%
HK$87,061
+HK$4,360/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,402/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,378 · Scale 2, in force from 26 Feb 2026)