LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,184
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,403
−HK$1,238/mo
Today · 4.125%
HK$41,641
baseline
▲ 0.50% · 4.625%
HK$44,175
+HK$2,534/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,282/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,592
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,761
−HK$1,186/mo
Today · 4.125%
HK$45,947
baseline
▲ 0.50% · 4.625%
HK$48,369
+HK$2,422/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,894/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,021
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,483
−HK$1,486/mo
Today · 4.125%
HK$49,969
baseline
▲ 0.50% · 4.625%
HK$53,010
+HK$3,041/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,938/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,310
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,713
−HK$1,423/mo
Today · 4.125%
HK$55,136
baseline
▲ 0.50% · 4.625%
HK$58,042
+HK$2,906/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,272/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,857
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,564
−HK$1,733/mo
Today · 4.125%
HK$58,297
baseline
▲ 0.50% · 4.625%
HK$61,845
+HK$3,548/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,594/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,028
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,665
−HK$1,660/mo
Today · 4.125%
HK$64,325
baseline
▲ 0.50% · 4.625%
HK$67,716
+HK$3,391/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$128,650/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,531
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$72,725
−HK$2,229/mo
Today · 4.125%
HK$74,954
baseline
▲ 0.50% · 4.625%
HK$79,514
+HK$4,560/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,908/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,465
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$80,569
−HK$2,135/mo
Today · 4.125%
HK$82,704
baseline
▲ 0.50% · 4.625%
HK$87,063
+HK$4,359/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,408/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,398 · Scale 2, in force from 26 Feb 2026)