LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,187
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,406
−HK$1,239/mo
Today · 4.125%
HK$41,645
baseline
▲ 0.50% · 4.625%
HK$44,179
+HK$2,534/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,290/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,595
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,765
−HK$1,186/mo
Today · 4.125%
HK$45,951
baseline
▲ 0.50% · 4.625%
HK$48,373
+HK$2,422/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,902/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,025
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,487
−HK$1,486/mo
Today · 4.125%
HK$49,973
baseline
▲ 0.50% · 4.625%
HK$53,014
+HK$3,041/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,946/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,314
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,717
−HK$1,424/mo
Today · 4.125%
HK$55,141
baseline
▲ 0.50% · 4.625%
HK$58,047
+HK$2,906/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,282/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,862
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,569
−HK$1,733/mo
Today · 4.125%
HK$58,302
baseline
▲ 0.50% · 4.625%
HK$61,850
+HK$3,548/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,604/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,034
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,670
−HK$1,661/mo
Today · 4.125%
HK$64,331
baseline
▲ 0.50% · 4.625%
HK$67,722
+HK$3,391/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$128,662/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,537
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$72,731
−HK$2,229/mo
Today · 4.125%
HK$74,960
baseline
▲ 0.50% · 4.625%
HK$79,521
+HK$4,561/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,920/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,472
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$80,576
−HK$2,135/mo
Today · 4.125%
HK$82,711
baseline
▲ 0.50% · 4.625%
HK$87,071
+HK$4,360/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,422/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,454 · Scale 2, in force from 26 Feb 2026)