LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,188
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,407
−HK$1,238/mo
Today · 4.125%
HK$41,645
baseline
▲ 0.50% · 4.625%
HK$44,179
+HK$2,534/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,290/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,596
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,765
−HK$1,187/mo
Today · 4.125%
HK$45,952
baseline
▲ 0.50% · 4.625%
HK$48,374
+HK$2,422/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,904/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,026
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,488
−HK$1,486/mo
Today · 4.125%
HK$49,974
baseline
▲ 0.50% · 4.625%
HK$53,015
+HK$3,041/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,948/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,315
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,719
−HK$1,423/mo
Today · 4.125%
HK$55,142
baseline
▲ 0.50% · 4.625%
HK$58,049
+HK$2,907/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,284/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,863
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,570
−HK$1,734/mo
Today · 4.125%
HK$58,304
baseline
▲ 0.50% · 4.625%
HK$61,851
+HK$3,547/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,608/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,035
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,672
−HK$1,660/mo
Today · 4.125%
HK$64,332
baseline
▲ 0.50% · 4.625%
HK$67,723
+HK$3,391/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$128,664/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,538
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,732
−HK$2,230/mo
Today · 4.125%
HK$74,962
baseline
▲ 0.50% · 4.625%
HK$79,523
+HK$4,561/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,924/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,473
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,578
−HK$2,135/mo
Today · 4.125%
HK$82,713
baseline
▲ 0.50% · 4.625%
HK$87,073
+HK$4,360/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,426/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,467 · Scale 2, in force from 26 Feb 2026)