LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,191
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,410
−HK$1,238/mo
Today · 4.125%
HK$41,648
baseline
▲ 0.50% · 4.625%
HK$44,183
+HK$2,535/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,296/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,599
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,769
−HK$1,186/mo
Today · 4.125%
HK$45,955
baseline
▲ 0.50% · 4.625%
HK$48,377
+HK$2,422/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,910/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,029
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,492
−HK$1,486/mo
Today · 4.125%
HK$49,978
baseline
▲ 0.50% · 4.625%
HK$53,019
+HK$3,041/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,956/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,319
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,722
−HK$1,424/mo
Today · 4.125%
HK$55,146
baseline
▲ 0.50% · 4.625%
HK$58,053
+HK$2,907/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,292/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,867
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,574
−HK$1,734/mo
Today · 4.125%
HK$58,308
baseline
▲ 0.50% · 4.625%
HK$61,856
+HK$3,548/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,616/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,039
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,676
−HK$1,661/mo
Today · 4.125%
HK$64,337
baseline
▲ 0.50% · 4.625%
HK$67,728
+HK$3,391/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$128,674/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,543
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,738
−HK$2,229/mo
Today · 4.125%
HK$74,967
baseline
▲ 0.50% · 4.625%
HK$79,529
+HK$4,562/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,934/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,479
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,583
−HK$2,136/mo
Today · 4.125%
HK$82,719
baseline
▲ 0.50% · 4.625%
HK$87,079
+HK$4,360/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,438/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,512 · Scale 2, in force from 26 Feb 2026)