LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,191
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,410
−HK$1,239/mo
Today · 4.125%
HK$41,649
baseline
▲ 0.50% · 4.625%
HK$44,183
+HK$2,534/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,298/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,600
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,769
−HK$1,186/mo
Today · 4.125%
HK$45,955
baseline
▲ 0.50% · 4.625%
HK$48,378
+HK$2,423/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,910/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,029
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,492
−HK$1,486/mo
Today · 4.125%
HK$49,978
baseline
▲ 0.50% · 4.625%
HK$53,019
+HK$3,041/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$99,956/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,320
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,723
−HK$1,423/mo
Today · 4.125%
HK$55,146
baseline
▲ 0.50% · 4.625%
HK$58,053
+HK$2,907/mo
Deposit HK$6.87M · loan HK$10.31M · min. income ≈ HK$110,292/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,867
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,574
−HK$1,734/mo
Today · 4.125%
HK$58,308
baseline
▲ 0.50% · 4.625%
HK$61,856
+HK$3,548/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,616/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,039
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,677
−HK$1,660/mo
Today · 4.125%
HK$64,337
baseline
▲ 0.50% · 4.625%
HK$67,729
+HK$3,392/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$128,674/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,544
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,738
−HK$2,230/mo
Today · 4.125%
HK$74,968
baseline
▲ 0.50% · 4.625%
HK$79,529
+HK$4,561/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,936/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,479
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,584
−HK$2,135/mo
Today · 4.125%
HK$82,719
baseline
▲ 0.50% · 4.625%
HK$87,080
+HK$4,361/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,438/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,517 · Scale 2, in force from 26 Feb 2026)