LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,192
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,411
−HK$1,239/mo
Today · 4.125%
HK$41,650
baseline
▲ 0.50% · 4.625%
HK$44,184
+HK$2,534/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,300/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,601
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,770
−HK$1,187/mo
Today · 4.125%
HK$45,957
baseline
▲ 0.50% · 4.625%
HK$48,379
+HK$2,422/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,914/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,031
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,494
−HK$1,486/mo
Today · 4.125%
HK$49,980
baseline
▲ 0.50% · 4.625%
HK$53,021
+HK$3,041/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$99,960/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,321
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,724
−HK$1,424/mo
Today · 4.125%
HK$55,148
baseline
▲ 0.50% · 4.625%
HK$58,055
+HK$2,907/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$110,296/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,869
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,576
−HK$1,734/mo
Today · 4.125%
HK$58,310
baseline
▲ 0.50% · 4.625%
HK$61,858
+HK$3,548/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,620/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,041
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,678
−HK$1,661/mo
Today · 4.125%
HK$64,339
baseline
▲ 0.50% · 4.625%
HK$67,731
+HK$3,392/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$128,678/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,546
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,740
−HK$2,230/mo
Today · 4.125%
HK$74,970
baseline
▲ 0.50% · 4.625%
HK$79,531
+HK$4,561/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,940/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,482
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,586
−HK$2,136/mo
Today · 4.125%
HK$82,722
baseline
▲ 0.50% · 4.625%
HK$87,082
+HK$4,360/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,444/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,536 · Scale 2, in force from 26 Feb 2026)