LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,193
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,412
−HK$1,238/mo
Today · 4.125%
HK$41,650
baseline
▲ 0.50% · 4.625%
HK$44,185
+HK$2,535/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,300/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,601
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,771
−HK$1,186/mo
Today · 4.125%
HK$45,957
baseline
▲ 0.50% · 4.625%
HK$48,379
+HK$2,422/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,914/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,031
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,494
−HK$1,486/mo
Today · 4.125%
HK$49,980
baseline
▲ 0.50% · 4.625%
HK$53,021
+HK$3,041/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$99,960/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,322
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,725
−HK$1,423/mo
Today · 4.125%
HK$55,148
baseline
▲ 0.50% · 4.625%
HK$58,055
+HK$2,907/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$110,296/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,870
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,576
−HK$1,734/mo
Today · 4.125%
HK$58,310
baseline
▲ 0.50% · 4.625%
HK$61,858
+HK$3,548/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,620/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,042
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,679
−HK$1,661/mo
Today · 4.125%
HK$64,340
baseline
▲ 0.50% · 4.625%
HK$67,731
+HK$3,391/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$128,680/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,547
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$72,741
−HK$2,229/mo
Today · 4.125%
HK$74,970
baseline
▲ 0.50% · 4.625%
HK$79,532
+HK$4,562/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,940/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,482
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,587
−HK$2,135/mo
Today · 4.125%
HK$82,722
baseline
▲ 0.50% · 4.625%
HK$87,083
+HK$4,361/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,444/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,542 · Scale 2, in force from 26 Feb 2026)