LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,194
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,413
−HK$1,238/mo
Today · 4.125%
HK$41,651
baseline
▲ 0.50% · 4.625%
HK$44,186
+HK$2,535/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,302/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,602
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,772
−HK$1,186/mo
Today · 4.125%
HK$45,958
baseline
▲ 0.50% · 4.625%
HK$48,381
+HK$2,423/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,916/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,032
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,495
−HK$1,487/mo
Today · 4.125%
HK$49,982
baseline
▲ 0.50% · 4.625%
HK$53,023
+HK$3,041/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$99,964/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,323
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,726
−HK$1,424/mo
Today · 4.125%
HK$55,150
baseline
▲ 0.50% · 4.625%
HK$58,057
+HK$2,907/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$110,300/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,871
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,578
−HK$1,734/mo
Today · 4.125%
HK$58,312
baseline
▲ 0.50% · 4.625%
HK$61,860
+HK$3,548/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,624/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,043
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,681
−HK$1,660/mo
Today · 4.125%
HK$64,341
baseline
▲ 0.50% · 4.625%
HK$67,733
+HK$3,392/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$128,682/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,548
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,743
−HK$2,229/mo
Today · 4.125%
HK$74,972
baseline
▲ 0.50% · 4.625%
HK$79,534
+HK$4,562/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,944/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,484
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$80,589
−HK$2,136/mo
Today · 4.125%
HK$82,725
baseline
▲ 0.50% · 4.625%
HK$87,085
+HK$4,360/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,450/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,559 · Scale 2, in force from 26 Feb 2026)