LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,195
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,414
−HK$1,238/mo
Today · 4.125%
HK$41,652
baseline
▲ 0.50% · 4.625%
HK$44,187
+HK$2,535/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,304/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,604
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,773
−HK$1,186/mo
Today · 4.125%
HK$45,959
baseline
▲ 0.50% · 4.625%
HK$48,382
+HK$2,423/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,918/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,033
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,496
−HK$1,487/mo
Today · 4.125%
HK$49,983
baseline
▲ 0.50% · 4.625%
HK$53,024
+HK$3,041/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$99,966/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,324
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,728
−HK$1,423/mo
Today · 4.125%
HK$55,151
baseline
▲ 0.50% · 4.625%
HK$58,058
+HK$2,907/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$110,302/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,872
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,579
−HK$1,734/mo
Today · 4.125%
HK$58,313
baseline
▲ 0.50% · 4.625%
HK$61,862
+HK$3,549/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,626/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,045
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,682
−HK$1,661/mo
Today · 4.125%
HK$64,343
baseline
▲ 0.50% · 4.625%
HK$67,735
+HK$3,392/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$128,686/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,550
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,745
−HK$2,229/mo
Today · 4.125%
HK$74,974
baseline
▲ 0.50% · 4.625%
HK$79,536
+HK$4,562/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,948/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,486
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$80,591
−HK$2,136/mo
Today · 4.125%
HK$82,727
baseline
▲ 0.50% · 4.625%
HK$87,087
+HK$4,360/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,454/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,575 · Scale 2, in force from 26 Feb 2026)