LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,195
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,414
−HK$1,239/mo
Today · 4.125%
HK$41,653
baseline
▲ 0.50% · 4.625%
HK$44,187
+HK$2,534/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,306/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,604
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,773
−HK$1,187/mo
Today · 4.125%
HK$45,960
baseline
▲ 0.50% · 4.625%
HK$48,382
+HK$2,422/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,920/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,034
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,497
−HK$1,486/mo
Today · 4.125%
HK$49,983
baseline
▲ 0.50% · 4.625%
HK$53,025
+HK$3,042/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$99,966/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,325
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,728
−HK$1,424/mo
Today · 4.125%
HK$55,152
baseline
▲ 0.50% · 4.625%
HK$58,059
+HK$2,907/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$110,304/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,873
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,580
−HK$1,734/mo
Today · 4.125%
HK$58,314
baseline
▲ 0.50% · 4.625%
HK$61,862
+HK$3,548/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,628/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,046
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,683
−HK$1,661/mo
Today · 4.125%
HK$64,344
baseline
▲ 0.50% · 4.625%
HK$67,735
+HK$3,391/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$128,688/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,551
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,745
−HK$2,230/mo
Today · 4.125%
HK$74,975
baseline
▲ 0.50% · 4.625%
HK$79,537
+HK$4,562/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,950/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,487
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$80,592
−HK$2,136/mo
Today · 4.125%
HK$82,728
baseline
▲ 0.50% · 4.625%
HK$87,088
+HK$4,360/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,456/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,581 · Scale 2, in force from 26 Feb 2026)