LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,197
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,416
−HK$1,239/mo
Today · 4.125%
HK$41,655
baseline
▲ 0.50% · 4.625%
HK$44,189
+HK$2,534/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,310/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,606
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,775
−HK$1,187/mo
Today · 4.125%
HK$45,962
baseline
▲ 0.50% · 4.625%
HK$48,385
+HK$2,423/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,924/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,036
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,499
−HK$1,487/mo
Today · 4.125%
HK$49,986
baseline
▲ 0.50% · 4.625%
HK$53,027
+HK$3,041/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$99,972/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,327
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,731
−HK$1,423/mo
Today · 4.125%
HK$55,154
baseline
▲ 0.50% · 4.625%
HK$58,062
+HK$2,908/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$110,308/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,875
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,582
−HK$1,735/mo
Today · 4.125%
HK$58,317
baseline
▲ 0.50% · 4.625%
HK$61,865
+HK$3,548/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,634/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,048
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,686
−HK$1,661/mo
Today · 4.125%
HK$64,347
baseline
▲ 0.50% · 4.625%
HK$67,738
+HK$3,391/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$128,694/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,554
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,749
−HK$2,229/mo
Today · 4.125%
HK$74,978
baseline
▲ 0.50% · 4.625%
HK$79,541
+HK$4,563/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,956/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,491
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,596
−HK$2,135/mo
Today · 4.125%
HK$82,731
baseline
▲ 0.50% · 4.625%
HK$87,092
+HK$4,361/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,462/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,611 · Scale 2, in force from 26 Feb 2026)