LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,197
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,416
−HK$1,239/mo
Today · 4.125%
HK$41,655
baseline
▲ 0.50% · 4.625%
HK$44,190
+HK$2,535/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,310/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,606
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,776
−HK$1,186/mo
Today · 4.125%
HK$45,962
baseline
▲ 0.50% · 4.625%
HK$48,385
+HK$2,423/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,924/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,037
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,500
−HK$1,486/mo
Today · 4.125%
HK$49,986
baseline
▲ 0.50% · 4.625%
HK$53,028
+HK$3,042/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$99,972/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,328
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,731
−HK$1,424/mo
Today · 4.125%
HK$55,155
baseline
▲ 0.50% · 4.625%
HK$58,062
+HK$2,907/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$110,310/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,876
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,583
−HK$1,734/mo
Today · 4.125%
HK$58,317
baseline
▲ 0.50% · 4.625%
HK$61,866
+HK$3,549/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,634/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,049
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,686
−HK$1,661/mo
Today · 4.125%
HK$64,347
baseline
▲ 0.50% · 4.625%
HK$67,739
+HK$3,392/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$128,694/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,555
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,750
−HK$2,229/mo
Today · 4.125%
HK$74,979
baseline
▲ 0.50% · 4.625%
HK$79,542
+HK$4,563/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,958/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,492
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,597
−HK$2,135/mo
Today · 4.125%
HK$82,732
baseline
▲ 0.50% · 4.625%
HK$87,093
+HK$4,361/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,464/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,618 · Scale 2, in force from 26 Feb 2026)