LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,198
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,417
−HK$1,239/mo
Today · 4.125%
HK$41,656
baseline
▲ 0.50% · 4.625%
HK$44,190
+HK$2,534/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,312/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,607
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,776
−HK$1,187/mo
Today · 4.125%
HK$45,963
baseline
▲ 0.50% · 4.625%
HK$48,386
+HK$2,423/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,926/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,037
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,500
−HK$1,487/mo
Today · 4.125%
HK$49,987
baseline
▲ 0.50% · 4.625%
HK$53,028
+HK$3,041/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$99,974/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,328
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,732
−HK$1,423/mo
Today · 4.125%
HK$55,155
baseline
▲ 0.50% · 4.625%
HK$58,063
+HK$2,908/mo
Deposit HK$6.88M · loan HK$10.31M · min. income ≈ HK$110,310/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,877
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,584
−HK$1,734/mo
Today · 4.125%
HK$58,318
baseline
▲ 0.50% · 4.625%
HK$61,866
+HK$3,548/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,636/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,050
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,687
−HK$1,661/mo
Today · 4.125%
HK$64,348
baseline
▲ 0.50% · 4.625%
HK$67,740
+HK$3,392/mo
Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$128,696/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,556
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,750
−HK$2,230/mo
Today · 4.125%
HK$74,980
baseline
▲ 0.50% · 4.625%
HK$79,542
+HK$4,562/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,960/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,492
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$80,598
−HK$2,135/mo
Today · 4.125%
HK$82,733
baseline
▲ 0.50% · 4.625%
HK$87,094
+HK$4,361/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,466/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,625 · Scale 2, in force from 26 Feb 2026)