LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,205
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,424
−HK$1,239/mo
Today · 4.125%
HK$41,663
baseline
▲ 0.50% · 4.625%
HK$44,198
+HK$2,535/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,326/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,615
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,785
−HK$1,186/mo
Today · 4.125%
HK$45,971
baseline
▲ 0.50% · 4.625%
HK$48,395
+HK$2,424/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,942/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,046
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,509
−HK$1,487/mo
Today · 4.125%
HK$49,996
baseline
▲ 0.50% · 4.625%
HK$53,038
+HK$3,042/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$99,992/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,338
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,742
−HK$1,424/mo
Today · 4.125%
HK$55,166
baseline
▲ 0.50% · 4.625%
HK$58,073
+HK$2,907/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,332/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,887
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,594
−HK$1,735/mo
Today · 4.125%
HK$58,329
baseline
▲ 0.50% · 4.625%
HK$61,878
+HK$3,549/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,658/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,061
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,699
−HK$1,661/mo
Today · 4.125%
HK$64,360
baseline
▲ 0.50% · 4.625%
HK$67,752
+HK$3,392/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,720/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,569
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$72,764
−HK$2,230/mo
Today · 4.125%
HK$74,994
baseline
▲ 0.50% · 4.625%
HK$79,557
+HK$4,563/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,988/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,507
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$80,612
−HK$2,136/mo
Today · 4.125%
HK$82,748
baseline
▲ 0.50% · 4.625%
HK$87,110
+HK$4,362/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,496/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,744 · Scale 2, in force from 26 Feb 2026)