LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,205
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,425
−HK$1,239/mo
Today · 4.125%
HK$41,664
baseline
▲ 0.50% · 4.625%
HK$44,199
+HK$2,535/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,328/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,615
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,785
−HK$1,187/mo
Today · 4.125%
HK$45,972
baseline
▲ 0.50% · 4.625%
HK$48,395
+HK$2,423/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,944/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,046
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,510
−HK$1,487/mo
Today · 4.125%
HK$49,997
baseline
▲ 0.50% · 4.625%
HK$53,039
+HK$3,042/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$99,994/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,339
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,742
−HK$1,424/mo
Today · 4.125%
HK$55,166
baseline
▲ 0.50% · 4.625%
HK$58,074
+HK$2,908/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,332/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,887
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,595
−HK$1,734/mo
Today · 4.125%
HK$58,329
baseline
▲ 0.50% · 4.625%
HK$61,878
+HK$3,549/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,658/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,062
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,699
−HK$1,662/mo
Today · 4.125%
HK$64,361
baseline
▲ 0.50% · 4.625%
HK$67,753
+HK$3,392/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,722/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,569
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$72,765
−HK$2,230/mo
Today · 4.125%
HK$74,995
baseline
▲ 0.50% · 4.625%
HK$79,558
+HK$4,563/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$149,990/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,508
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$80,613
−HK$2,136/mo
Today · 4.125%
HK$82,749
baseline
▲ 0.50% · 4.625%
HK$87,111
+HK$4,362/mo
Deposit HK$1.72M · loan HK$15.47M · min. income ≈ HK$165,498/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,751 · Scale 2, in force from 26 Feb 2026)