LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,211
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,430
−HK$1,240/mo
Today · 4.125%
HK$41,670
baseline
▲ 0.50% · 4.625%
HK$44,205
+HK$2,535/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,340/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,622
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,791
−HK$1,187/mo
Today · 4.125%
HK$45,978
baseline
▲ 0.50% · 4.625%
HK$48,402
+HK$2,424/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,956/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,053
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,517
−HK$1,487/mo
Today · 4.125%
HK$50,004
baseline
▲ 0.50% · 4.625%
HK$53,046
+HK$3,042/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,008/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,346
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,750
−HK$1,424/mo
Today · 4.125%
HK$55,174
baseline
▲ 0.50% · 4.625%
HK$58,082
+HK$2,908/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,348/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,895
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,603
−HK$1,734/mo
Today · 4.125%
HK$58,337
baseline
▲ 0.50% · 4.625%
HK$61,887
+HK$3,550/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,674/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,070
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,708
−HK$1,662/mo
Today · 4.125%
HK$64,370
baseline
▲ 0.50% · 4.625%
HK$67,763
+HK$3,393/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,740/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,579
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$72,775
−HK$2,230/mo
Today · 4.125%
HK$75,005
baseline
▲ 0.50% · 4.625%
HK$79,569
+HK$4,564/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,010/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,519
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$80,625
−HK$2,136/mo
Today · 4.125%
HK$82,761
baseline
▲ 0.50% · 4.625%
HK$87,123
+HK$4,362/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,522/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,841 · Scale 2, in force from 26 Feb 2026)