LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,215
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,435
−HK$1,239/mo
Today · 4.125%
HK$41,674
baseline
▲ 0.50% · 4.625%
HK$44,210
+HK$2,536/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,348/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,627
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,797
−HK$1,187/mo
Today · 4.125%
HK$45,984
baseline
▲ 0.50% · 4.625%
HK$48,407
+HK$2,423/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,968/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,058
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,522
−HK$1,487/mo
Today · 4.125%
HK$50,009
baseline
▲ 0.50% · 4.625%
HK$53,052
+HK$3,043/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,018/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,352
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,756
−HK$1,424/mo
Today · 4.125%
HK$55,180
baseline
▲ 0.50% · 4.625%
HK$58,089
+HK$2,909/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,360/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,901
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,609
−HK$1,735/mo
Today · 4.125%
HK$58,344
baseline
▲ 0.50% · 4.625%
HK$61,894
+HK$3,550/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,688/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,077
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,715
−HK$1,662/mo
Today · 4.125%
HK$64,377
baseline
▲ 0.50% · 4.625%
HK$67,770
+HK$3,393/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,754/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,588
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$72,783
−HK$2,231/mo
Today · 4.125%
HK$75,014
baseline
▲ 0.50% · 4.625%
HK$79,578
+HK$4,564/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,028/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,528
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$80,634
−HK$2,137/mo
Today · 4.125%
HK$82,771
baseline
▲ 0.50% · 4.625%
HK$87,133
+HK$4,362/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,542/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,916 · Scale 2, in force from 26 Feb 2026)