LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,218
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,438
−HK$1,239/mo
Today · 4.125%
HK$41,677
baseline
▲ 0.50% · 4.625%
HK$44,213
+HK$2,536/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,354/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,630
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,800
−HK$1,187/mo
Today · 4.125%
HK$45,987
baseline
▲ 0.50% · 4.625%
HK$48,411
+HK$2,424/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,974/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,062
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,526
−HK$1,487/mo
Today · 4.125%
HK$50,013
baseline
▲ 0.50% · 4.625%
HK$53,056
+HK$3,043/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,026/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,356
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,760
−HK$1,424/mo
Today · 4.125%
HK$55,184
baseline
▲ 0.50% · 4.625%
HK$58,093
+HK$2,909/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,368/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,905
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,613
−HK$1,735/mo
Today · 4.125%
HK$58,348
baseline
▲ 0.50% · 4.625%
HK$61,899
+HK$3,551/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,696/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,082
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,720
−HK$1,662/mo
Today · 4.125%
HK$64,382
baseline
▲ 0.50% · 4.625%
HK$67,775
+HK$3,393/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,764/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,592
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$72,788
−HK$2,231/mo
Today · 4.125%
HK$75,019
baseline
▲ 0.50% · 4.625%
HK$79,584
+HK$4,565/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,038/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,533
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$80,640
−HK$2,136/mo
Today · 4.125%
HK$82,776
baseline
▲ 0.50% · 4.625%
HK$87,140
+HK$4,364/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,552/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,961 · Scale 2, in force from 26 Feb 2026)