LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,219
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,439
−HK$1,240/mo
Today · 4.125%
HK$41,679
baseline
▲ 0.50% · 4.625%
HK$44,215
+HK$2,536/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,358/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,631
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,801
−HK$1,187/mo
Today · 4.125%
HK$45,988
baseline
▲ 0.50% · 4.625%
HK$48,413
+HK$2,425/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,976/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$644,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,063
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,527
−HK$1,488/mo
Today · 4.125%
HK$50,015
baseline
▲ 0.50% · 4.625%
HK$53,058
+HK$3,043/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,030/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,357
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,762
−HK$1,424/mo
Today · 4.125%
HK$55,186
baseline
▲ 0.50% · 4.625%
HK$58,095
+HK$2,909/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,372/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$644,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,907
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,615
−HK$1,735/mo
Today · 4.125%
HK$58,350
baseline
▲ 0.50% · 4.625%
HK$61,901
+HK$3,551/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,700/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,084
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,722
−HK$1,662/mo
Today · 4.125%
HK$64,384
baseline
▲ 0.50% · 4.625%
HK$67,778
+HK$3,394/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,768/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,595
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$72,791
−HK$2,231/mo
Today · 4.125%
HK$75,022
baseline
▲ 0.50% · 4.625%
HK$79,587
+HK$4,565/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,044/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,536
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$80,642
−HK$2,137/mo
Today · 4.125%
HK$82,779
baseline
▲ 0.50% · 4.625%
HK$87,143
+HK$4,364/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,558/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,984 · Scale 2, in force from 26 Feb 2026)