LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,222
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,442
−HK$1,239/mo
Today · 4.125%
HK$41,681
baseline
▲ 0.50% · 4.625%
HK$44,218
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,362/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,634
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,804
−HK$1,187/mo
Today · 4.125%
HK$45,991
baseline
▲ 0.50% · 4.625%
HK$48,416
+HK$2,425/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,982/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,066
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,530
−HK$1,488/mo
Today · 4.125%
HK$50,018
baseline
▲ 0.50% · 4.625%
HK$53,061
+HK$3,043/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,036/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,361
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,765
−HK$1,425/mo
Today · 4.125%
HK$55,190
baseline
▲ 0.50% · 4.625%
HK$58,099
+HK$2,909/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,380/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,911
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,619
−HK$1,735/mo
Today · 4.125%
HK$58,354
baseline
▲ 0.50% · 4.625%
HK$61,905
+HK$3,551/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,708/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,087
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,726
−HK$1,662/mo
Today · 4.125%
HK$64,388
baseline
▲ 0.50% · 4.625%
HK$67,782
+HK$3,394/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,776/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,599
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$72,795
−HK$2,231/mo
Today · 4.125%
HK$75,026
baseline
▲ 0.50% · 4.625%
HK$79,592
+HK$4,566/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,052/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,541
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$80,647
−HK$2,137/mo
Today · 4.125%
HK$82,784
baseline
▲ 0.50% · 4.625%
HK$87,148
+HK$4,364/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,568/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,024 · Scale 2, in force from 26 Feb 2026)