LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,223
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,443
−HK$1,240/mo
Today · 4.125%
HK$41,683
baseline
▲ 0.50% · 4.625%
HK$44,219
+HK$2,536/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,366/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,636
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,806
−HK$1,187/mo
Today · 4.125%
HK$45,993
baseline
▲ 0.50% · 4.625%
HK$48,417
+HK$2,424/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,986/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,068
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,532
−HK$1,488/mo
Today · 4.125%
HK$50,020
baseline
▲ 0.50% · 4.625%
HK$53,063
+HK$3,043/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,040/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,363
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,767
−HK$1,425/mo
Today · 4.125%
HK$55,192
baseline
▲ 0.50% · 4.625%
HK$58,101
+HK$2,909/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,384/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,913
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,621
−HK$1,735/mo
Today · 4.125%
HK$58,356
baseline
▲ 0.50% · 4.625%
HK$61,907
+HK$3,551/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,712/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,090
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,728
−HK$1,662/mo
Today · 4.125%
HK$64,390
baseline
▲ 0.50% · 4.625%
HK$67,784
+HK$3,394/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,780/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,602
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$72,798
−HK$2,231/mo
Today · 4.125%
HK$75,029
baseline
▲ 0.50% · 4.625%
HK$79,595
+HK$4,566/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,058/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,544
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$80,650
−HK$2,137/mo
Today · 4.125%
HK$82,787
baseline
▲ 0.50% · 4.625%
HK$87,151
+HK$4,364/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,574/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,048 · Scale 2, in force from 26 Feb 2026)