LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,224
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,444
−HK$1,240/mo
Today · 4.125%
HK$41,684
baseline
▲ 0.50% · 4.625%
HK$44,220
+HK$2,536/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,368/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,636
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,807
−HK$1,187/mo
Today · 4.125%
HK$45,994
baseline
▲ 0.50% · 4.625%
HK$48,418
+HK$2,424/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,988/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,069
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,533
−HK$1,487/mo
Today · 4.125%
HK$50,020
baseline
▲ 0.50% · 4.625%
HK$53,064
+HK$3,044/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,040/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,364
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,768
−HK$1,425/mo
Today · 4.125%
HK$55,193
baseline
▲ 0.50% · 4.625%
HK$58,102
+HK$2,909/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,386/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,914
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,622
−HK$1,735/mo
Today · 4.125%
HK$58,357
baseline
▲ 0.50% · 4.625%
HK$61,908
+HK$3,551/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,714/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,091
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,729
−HK$1,662/mo
Today · 4.125%
HK$64,391
baseline
▲ 0.50% · 4.625%
HK$67,785
+HK$3,394/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,782/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,603
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$72,799
−HK$2,232/mo
Today · 4.125%
HK$75,031
baseline
▲ 0.50% · 4.625%
HK$79,596
+HK$4,565/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,062/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,545
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,652
−HK$2,137/mo
Today · 4.125%
HK$82,789
baseline
▲ 0.50% · 4.625%
HK$87,153
+HK$4,364/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,578/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,059 · Scale 2, in force from 26 Feb 2026)