LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,225
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,445
−HK$1,239/mo
Today · 4.125%
HK$41,684
baseline
▲ 0.50% · 4.625%
HK$44,221
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,368/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,637
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,807
−HK$1,188/mo
Today · 4.125%
HK$45,995
baseline
▲ 0.50% · 4.625%
HK$48,419
+HK$2,424/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,990/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,070
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,534
−HK$1,487/mo
Today · 4.125%
HK$50,021
baseline
▲ 0.50% · 4.625%
HK$53,065
+HK$3,044/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,042/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,364
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,769
−HK$1,424/mo
Today · 4.125%
HK$55,193
baseline
▲ 0.50% · 4.625%
HK$58,103
+HK$2,910/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,386/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,914
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,623
−HK$1,735/mo
Today · 4.125%
HK$58,358
baseline
▲ 0.50% · 4.625%
HK$61,909
+HK$3,551/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,716/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,092
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,730
−HK$1,662/mo
Today · 4.125%
HK$64,392
baseline
▲ 0.50% · 4.625%
HK$67,787
+HK$3,395/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,784/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,604
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$72,800
−HK$2,232/mo
Today · 4.125%
HK$75,032
baseline
▲ 0.50% · 4.625%
HK$79,597
+HK$4,565/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,064/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,547
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$80,653
−HK$2,137/mo
Today · 4.125%
HK$82,790
baseline
▲ 0.50% · 4.625%
HK$87,154
+HK$4,364/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,580/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,070 · Scale 2, in force from 26 Feb 2026)