LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,225
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,445
−HK$1,240/mo
Today · 4.125%
HK$41,685
baseline
▲ 0.50% · 4.625%
HK$44,221
+HK$2,536/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,370/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,638
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,808
−HK$1,187/mo
Today · 4.125%
HK$45,995
baseline
▲ 0.50% · 4.625%
HK$48,420
+HK$2,425/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,990/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,070
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,534
−HK$1,488/mo
Today · 4.125%
HK$50,022
baseline
▲ 0.50% · 4.625%
HK$53,066
+HK$3,044/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,044/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,365
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,770
−HK$1,424/mo
Today · 4.125%
HK$55,194
baseline
▲ 0.50% · 4.625%
HK$58,104
+HK$2,910/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,388/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,915
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,623
−HK$1,736/mo
Today · 4.125%
HK$58,359
baseline
▲ 0.50% · 4.625%
HK$61,910
+HK$3,551/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,718/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,093
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,731
−HK$1,662/mo
Today · 4.125%
HK$64,393
baseline
▲ 0.50% · 4.625%
HK$67,788
+HK$3,395/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,786/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,605
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$72,802
−HK$2,231/mo
Today · 4.125%
HK$75,033
baseline
▲ 0.50% · 4.625%
HK$79,599
+HK$4,566/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,066/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,548
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$80,654
−HK$2,137/mo
Today · 4.125%
HK$82,791
baseline
▲ 0.50% · 4.625%
HK$87,156
+HK$4,365/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,582/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,079 · Scale 2, in force from 26 Feb 2026)