LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,226
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,446
−HK$1,239/mo
Today · 4.125%
HK$41,685
baseline
▲ 0.50% · 4.625%
HK$44,222
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,370/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,638
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,808
−HK$1,188/mo
Today · 4.125%
HK$45,996
baseline
▲ 0.50% · 4.625%
HK$48,420
+HK$2,424/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,992/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,071
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,535
−HK$1,487/mo
Today · 4.125%
HK$50,022
baseline
▲ 0.50% · 4.625%
HK$53,066
+HK$3,044/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,044/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,366
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,770
−HK$1,425/mo
Today · 4.125%
HK$55,195
baseline
▲ 0.50% · 4.625%
HK$58,104
+HK$2,909/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,390/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,916
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,624
−HK$1,735/mo
Today · 4.125%
HK$58,359
baseline
▲ 0.50% · 4.625%
HK$61,910
+HK$3,551/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,718/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,093
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,732
−HK$1,662/mo
Today · 4.125%
HK$64,394
baseline
▲ 0.50% · 4.625%
HK$67,788
+HK$3,394/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,788/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,606
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$72,802
−HK$2,232/mo
Today · 4.125%
HK$75,034
baseline
▲ 0.50% · 4.625%
HK$79,599
+HK$4,565/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,068/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,548
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,655
−HK$2,137/mo
Today · 4.125%
HK$82,792
baseline
▲ 0.50% · 4.625%
HK$87,156
+HK$4,364/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,584/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,085 · Scale 2, in force from 26 Feb 2026)