LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,226
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,447
−HK$1,239/mo
Today · 4.125%
HK$41,686
baseline
▲ 0.50% · 4.625%
HK$44,223
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,372/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,639
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,809
−HK$1,188/mo
Today · 4.125%
HK$45,997
baseline
▲ 0.50% · 4.625%
HK$48,421
+HK$2,424/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,994/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,072
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,536
−HK$1,487/mo
Today · 4.125%
HK$50,023
baseline
▲ 0.50% · 4.625%
HK$53,067
+HK$3,044/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,046/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,367
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,771
−HK$1,425/mo
Today · 4.125%
HK$55,196
baseline
▲ 0.50% · 4.625%
HK$58,105
+HK$2,909/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,392/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,917
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,625
−HK$1,736/mo
Today · 4.125%
HK$58,361
baseline
▲ 0.50% · 4.625%
HK$61,912
+HK$3,551/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,722/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,095
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,733
−HK$1,662/mo
Today · 4.125%
HK$64,395
baseline
▲ 0.50% · 4.625%
HK$67,790
+HK$3,395/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,790/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,607
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$72,804
−HK$2,231/mo
Today · 4.125%
HK$75,035
baseline
▲ 0.50% · 4.625%
HK$79,601
+HK$4,566/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,070/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,550
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,657
−HK$2,137/mo
Today · 4.125%
HK$82,794
baseline
▲ 0.50% · 4.625%
HK$87,158
+HK$4,364/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,588/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,099 · Scale 2, in force from 26 Feb 2026)