LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,227
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,447
−HK$1,240/mo
Today · 4.125%
HK$41,687
baseline
▲ 0.50% · 4.625%
HK$44,223
+HK$2,536/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,374/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,640
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,810
−HK$1,187/mo
Today · 4.125%
HK$45,997
baseline
▲ 0.50% · 4.625%
HK$48,422
+HK$2,425/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,994/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,072
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,537
−HK$1,487/mo
Today · 4.125%
HK$50,024
baseline
▲ 0.50% · 4.625%
HK$53,068
+HK$3,044/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,048/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,368
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,772
−HK$1,425/mo
Today · 4.125%
HK$55,197
baseline
▲ 0.50% · 4.625%
HK$58,106
+HK$2,909/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,394/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,918
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,626
−HK$1,736/mo
Today · 4.125%
HK$58,362
baseline
▲ 0.50% · 4.625%
HK$61,913
+HK$3,551/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,724/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,095
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,734
−HK$1,662/mo
Today · 4.125%
HK$64,396
baseline
▲ 0.50% · 4.625%
HK$67,791
+HK$3,395/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,792/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,609
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$72,805
−HK$2,231/mo
Today · 4.125%
HK$75,036
baseline
▲ 0.50% · 4.625%
HK$79,602
+HK$4,566/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,072/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,551
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,658
−HK$2,137/mo
Today · 4.125%
HK$82,795
baseline
▲ 0.50% · 4.625%
HK$87,159
+HK$4,364/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,590/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,108 · Scale 2, in force from 26 Feb 2026)