LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,228
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,449
−HK$1,239/mo
Today · 4.125%
HK$41,688
baseline
▲ 0.50% · 4.625%
HK$44,225
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,376/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,641
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,812
−HK$1,187/mo
Today · 4.125%
HK$45,999
baseline
▲ 0.50% · 4.625%
HK$48,424
+HK$2,425/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$91,998/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,074
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,538
−HK$1,488/mo
Today · 4.125%
HK$50,026
baseline
▲ 0.50% · 4.625%
HK$53,070
+HK$3,044/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,052/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,369
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,774
−HK$1,425/mo
Today · 4.125%
HK$55,199
baseline
▲ 0.50% · 4.625%
HK$58,108
+HK$2,909/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,398/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,920
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,628
−HK$1,736/mo
Today · 4.125%
HK$58,364
baseline
▲ 0.50% · 4.625%
HK$61,915
+HK$3,551/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,728/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,098
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,736
−HK$1,662/mo
Today · 4.125%
HK$64,398
baseline
▲ 0.50% · 4.625%
HK$67,793
+HK$3,395/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,796/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,611
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$72,807
−HK$2,232/mo
Today · 4.125%
HK$75,039
baseline
▲ 0.50% · 4.625%
HK$79,605
+HK$4,566/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,078/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,554
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,661
−HK$2,137/mo
Today · 4.125%
HK$82,798
baseline
▲ 0.50% · 4.625%
HK$87,162
+HK$4,364/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,596/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,131 · Scale 2, in force from 26 Feb 2026)