LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,230
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,451
−HK$1,239/mo
Today · 4.125%
HK$41,690
baseline
▲ 0.50% · 4.625%
HK$44,227
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,380/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,643
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,814
−HK$1,187/mo
Today · 4.125%
HK$46,001
baseline
▲ 0.50% · 4.625%
HK$48,426
+HK$2,425/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$92,002/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,076
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,541
−HK$1,488/mo
Today · 4.125%
HK$50,029
baseline
▲ 0.50% · 4.625%
HK$53,073
+HK$3,044/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,058/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,372
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,777
−HK$1,425/mo
Today · 4.125%
HK$55,202
baseline
▲ 0.50% · 4.625%
HK$58,111
+HK$2,909/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,404/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,922
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,631
−HK$1,736/mo
Today · 4.125%
HK$58,367
baseline
▲ 0.50% · 4.625%
HK$61,918
+HK$3,551/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,734/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,101
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,739
−HK$1,663/mo
Today · 4.125%
HK$64,402
baseline
▲ 0.50% · 4.625%
HK$67,796
+HK$3,394/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,804/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,615
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$72,811
−HK$2,232/mo
Today · 4.125%
HK$75,043
baseline
▲ 0.50% · 4.625%
HK$79,609
+HK$4,566/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,086/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,558
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,665
−HK$2,137/mo
Today · 4.125%
HK$82,802
baseline
▲ 0.50% · 4.625%
HK$87,167
+HK$4,365/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,604/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,164 · Scale 2, in force from 26 Feb 2026)