LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,231
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,451
−HK$1,240/mo
Today · 4.125%
HK$41,691
baseline
▲ 0.50% · 4.625%
HK$44,227
+HK$2,536/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,382/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,644
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,814
−HK$1,188/mo
Today · 4.125%
HK$46,002
baseline
▲ 0.50% · 4.625%
HK$48,426
+HK$2,424/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$92,004/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,077
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,541
−HK$1,488/mo
Today · 4.125%
HK$50,029
baseline
▲ 0.50% · 4.625%
HK$53,073
+HK$3,044/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,058/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,372
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,777
−HK$1,425/mo
Today · 4.125%
HK$55,202
baseline
▲ 0.50% · 4.625%
HK$58,112
+HK$2,910/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,404/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,923
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,631
−HK$1,736/mo
Today · 4.125%
HK$58,367
baseline
▲ 0.50% · 4.625%
HK$61,918
+HK$3,551/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,734/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,101
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,740
−HK$1,662/mo
Today · 4.125%
HK$64,402
baseline
▲ 0.50% · 4.625%
HK$67,797
+HK$3,395/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,804/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,615
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$72,811
−HK$2,232/mo
Today · 4.125%
HK$75,043
baseline
▲ 0.50% · 4.625%
HK$79,609
+HK$4,566/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,086/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,558
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$80,665
−HK$2,138/mo
Today · 4.125%
HK$82,803
baseline
▲ 0.50% · 4.625%
HK$87,167
+HK$4,364/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,606/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,167 · Scale 2, in force from 26 Feb 2026)