LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,231
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,452
−HK$1,239/mo
Today · 4.125%
HK$41,691
baseline
▲ 0.50% · 4.625%
HK$44,228
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,382/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,644
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,815
−HK$1,187/mo
Today · 4.125%
HK$46,002
baseline
▲ 0.50% · 4.625%
HK$48,427
+HK$2,425/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$92,004/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,078
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,542
−HK$1,488/mo
Today · 4.125%
HK$50,030
baseline
▲ 0.50% · 4.625%
HK$53,074
+HK$3,044/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,060/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,373
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,778
−HK$1,425/mo
Today · 4.125%
HK$55,203
baseline
▲ 0.50% · 4.625%
HK$58,113
+HK$2,910/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,406/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,924
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,632
−HK$1,736/mo
Today · 4.125%
HK$58,368
baseline
▲ 0.50% · 4.625%
HK$61,920
+HK$3,552/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,736/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,102
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,741
−HK$1,662/mo
Today · 4.125%
HK$64,403
baseline
▲ 0.50% · 4.625%
HK$67,798
+HK$3,395/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,806/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,616
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,813
−HK$2,232/mo
Today · 4.125%
HK$75,045
baseline
▲ 0.50% · 4.625%
HK$79,611
+HK$4,566/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,090/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,560
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,667
−HK$2,137/mo
Today · 4.125%
HK$82,804
baseline
▲ 0.50% · 4.625%
HK$87,169
+HK$4,365/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,608/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,180 · Scale 2, in force from 26 Feb 2026)