LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,232
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,452
−HK$1,240/mo
Today · 4.125%
HK$41,692
baseline
▲ 0.50% · 4.625%
HK$44,229
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,384/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,645
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,816
−HK$1,187/mo
Today · 4.125%
HK$46,003
baseline
▲ 0.50% · 4.625%
HK$48,428
+HK$2,425/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$92,006/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,078
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,543
−HK$1,488/mo
Today · 4.125%
HK$50,031
baseline
▲ 0.50% · 4.625%
HK$53,075
+HK$3,044/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,062/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,374
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,779
−HK$1,425/mo
Today · 4.125%
HK$55,204
baseline
▲ 0.50% · 4.625%
HK$58,114
+HK$2,910/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,408/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,925
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,633
−HK$1,736/mo
Today · 4.125%
HK$58,369
baseline
▲ 0.50% · 4.625%
HK$61,921
+HK$3,552/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,738/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,103
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,742
−HK$1,663/mo
Today · 4.125%
HK$64,405
baseline
▲ 0.50% · 4.625%
HK$67,799
+HK$3,394/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,810/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,618
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$72,814
−HK$2,232/mo
Today · 4.125%
HK$75,046
baseline
▲ 0.50% · 4.625%
HK$79,612
+HK$4,566/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$150,092/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,561
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$80,668
−HK$2,138/mo
Today · 4.125%
HK$82,806
baseline
▲ 0.50% · 4.625%
HK$87,171
+HK$4,365/mo
Deposit HK$1.72M · loan HK$15.48M · min. income ≈ HK$165,612/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,192 · Scale 2, in force from 26 Feb 2026)