LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,233
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,454
−HK$1,240/mo
Today · 4.125%
HK$41,694
baseline
▲ 0.50% · 4.625%
HK$44,231
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,388/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,647
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,817
−HK$1,188/mo
Today · 4.125%
HK$46,005
baseline
▲ 0.50% · 4.625%
HK$48,430
+HK$2,425/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$92,010/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,080
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,544
−HK$1,488/mo
Today · 4.125%
HK$50,032
baseline
▲ 0.50% · 4.625%
HK$53,077
+HK$3,045/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,064/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,376
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,781
−HK$1,425/mo
Today · 4.125%
HK$55,206
baseline
▲ 0.50% · 4.625%
HK$58,116
+HK$2,910/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,412/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,927
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,635
−HK$1,736/mo
Today · 4.125%
HK$58,371
baseline
▲ 0.50% · 4.625%
HK$61,923
+HK$3,552/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,742/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,105
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,744
−HK$1,663/mo
Today · 4.125%
HK$64,407
baseline
▲ 0.50% · 4.625%
HK$67,802
+HK$3,395/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,814/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,620
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,817
−HK$2,232/mo
Today · 4.125%
HK$75,049
baseline
▲ 0.50% · 4.625%
HK$79,615
+HK$4,566/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,098/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,564
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$80,671
−HK$2,138/mo
Today · 4.125%
HK$82,809
baseline
▲ 0.50% · 4.625%
HK$87,174
+HK$4,365/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,618/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,213 · Scale 2, in force from 26 Feb 2026)