LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,234
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,455
−HK$1,239/mo
Today · 4.125%
HK$41,694
baseline
▲ 0.50% · 4.625%
HK$44,231
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,388/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,648
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,818
−HK$1,188/mo
Today · 4.125%
HK$46,006
baseline
▲ 0.50% · 4.625%
HK$48,431
+HK$2,425/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$92,012/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,081
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,545
−HK$1,488/mo
Today · 4.125%
HK$50,033
baseline
▲ 0.50% · 4.625%
HK$53,078
+HK$3,045/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,066/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,377
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,782
−HK$1,425/mo
Today · 4.125%
HK$55,207
baseline
▲ 0.50% · 4.625%
HK$58,117
+HK$2,910/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,414/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,928
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,636
−HK$1,736/mo
Today · 4.125%
HK$58,372
baseline
▲ 0.50% · 4.625%
HK$61,924
+HK$3,552/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,744/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,107
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,745
−HK$1,663/mo
Today · 4.125%
HK$64,408
baseline
▲ 0.50% · 4.625%
HK$67,803
+HK$3,395/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,816/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,621
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,818
−HK$2,232/mo
Today · 4.125%
HK$75,050
baseline
▲ 0.50% · 4.625%
HK$79,617
+HK$4,567/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,100/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,566
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,673
−HK$2,137/mo
Today · 4.125%
HK$82,810
baseline
▲ 0.50% · 4.625%
HK$87,175
+HK$4,365/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,620/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,226 · Scale 2, in force from 26 Feb 2026)