LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,235
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,455
−HK$1,240/mo
Today · 4.125%
HK$41,695
baseline
▲ 0.50% · 4.625%
HK$44,232
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,390/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,648
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,819
−HK$1,187/mo
Today · 4.125%
HK$46,006
baseline
▲ 0.50% · 4.625%
HK$48,431
+HK$2,425/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$92,012/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,082
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,546
−HK$1,488/mo
Today · 4.125%
HK$50,034
baseline
▲ 0.50% · 4.625%
HK$53,079
+HK$3,045/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,068/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,378
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,783
−HK$1,425/mo
Today · 4.125%
HK$55,208
baseline
▲ 0.50% · 4.625%
HK$58,118
+HK$2,910/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,416/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,929
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,637
−HK$1,736/mo
Today · 4.125%
HK$58,373
baseline
▲ 0.50% · 4.625%
HK$61,925
+HK$3,552/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$116,746/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,107
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,746
−HK$1,663/mo
Today · 4.125%
HK$64,409
baseline
▲ 0.50% · 4.625%
HK$67,804
+HK$3,395/mo
Deposit HK$5.16M · loan HK$12.04M · min. income ≈ HK$128,818/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,622
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,819
−HK$2,232/mo
Today · 4.125%
HK$75,051
baseline
▲ 0.50% · 4.625%
HK$79,618
+HK$4,567/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,102/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,567
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$80,674
−HK$2,137/mo
Today · 4.125%
HK$82,811
baseline
▲ 0.50% · 4.625%
HK$87,177
+HK$4,366/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,622/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,235 · Scale 2, in force from 26 Feb 2026)