LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,237
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,458
−HK$1,240/mo
Today · 4.125%
HK$41,698
baseline
▲ 0.50% · 4.625%
HK$44,235
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,396/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,651
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,822
−HK$1,187/mo
Today · 4.125%
HK$46,009
baseline
▲ 0.50% · 4.625%
HK$48,435
+HK$2,426/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$92,018/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,085
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,549
−HK$1,488/mo
Today · 4.125%
HK$50,037
baseline
▲ 0.50% · 4.625%
HK$53,082
+HK$3,045/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,074/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,381
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,786
−HK$1,425/mo
Today · 4.125%
HK$55,211
baseline
▲ 0.50% · 4.625%
HK$58,122
+HK$2,911/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,422/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,932
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,641
−HK$1,736/mo
Today · 4.125%
HK$58,377
baseline
▲ 0.50% · 4.625%
HK$61,929
+HK$3,552/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,754/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,112
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,751
−HK$1,662/mo
Today · 4.125%
HK$64,413
baseline
▲ 0.50% · 4.625%
HK$67,809
+HK$3,396/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,826/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,627
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,824
−HK$2,232/mo
Today · 4.125%
HK$75,056
baseline
▲ 0.50% · 4.625%
HK$79,623
+HK$4,567/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,112/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,572
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$80,679
−HK$2,138/mo
Today · 4.125%
HK$82,817
baseline
▲ 0.50% · 4.625%
HK$87,182
+HK$4,365/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,634/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,279 · Scale 2, in force from 26 Feb 2026)