LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,239
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,459
−HK$1,241/mo
Today · 4.125%
HK$41,700
baseline
▲ 0.50% · 4.625%
HK$44,237
+HK$2,537/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$83,400/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,653
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,824
−HK$1,187/mo
Today · 4.125%
HK$46,011
baseline
▲ 0.50% · 4.625%
HK$48,437
+HK$2,426/mo
Deposit HK$8.60M · loan HK$8.60M · min. income ≈ HK$92,022/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$645,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,087
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,551
−HK$1,488/mo
Today · 4.125%
HK$50,039
baseline
▲ 0.50% · 4.625%
HK$53,084
+HK$3,045/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$100,078/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,383
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,788
−HK$1,426/mo
Today · 4.125%
HK$55,214
baseline
▲ 0.50% · 4.625%
HK$58,124
+HK$2,910/mo
Deposit HK$6.88M · loan HK$10.32M · min. income ≈ HK$110,428/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$645,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,935
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,643
−HK$1,736/mo
Today · 4.125%
HK$58,379
baseline
▲ 0.50% · 4.625%
HK$61,932
+HK$3,553/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$116,758/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,114
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,753
−HK$1,663/mo
Today · 4.125%
HK$64,416
baseline
▲ 0.50% · 4.625%
HK$67,811
+HK$3,395/mo
Deposit HK$5.16M · loan HK$12.05M · min. income ≈ HK$128,832/mo (50% DSR)
Upfront cash ≈ HK$5.81M (deposit + AVD stamp duty HK$645,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,630
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,827
−HK$2,232/mo
Today · 4.125%
HK$75,059
baseline
▲ 0.50% · 4.625%
HK$79,626
+HK$4,567/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$150,118/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,575
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$80,683
−HK$2,137/mo
Today · 4.125%
HK$82,820
baseline
▲ 0.50% · 4.625%
HK$87,186
+HK$4,366/mo
Deposit HK$1.72M · loan HK$15.49M · min. income ≈ HK$165,640/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$645,305 · Scale 2, in force from 26 Feb 2026)